[hidden]{display:none!important}:root{--green:#123d32;--lime:#d6ed83;--ink:#172b25;--muted:#65736c;--paper:#f6f7f1}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;font-family:'Pretendard','Noto Sans KR',Arial,sans-serif;color:var(--ink);background:var(--paper);line-height:1.65}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}button,a,input,select,textarea{touch-action:manipulation}a:focus-visible,button:focus-visible{outline:3px solid #93b44f;outline-offset:5px}.wrap{max-width:1200px;margin:auto;padding:0 36px}header{position:sticky;top:0;background:#f6f7f1f2;backdrop-filter:blur(12px);z-index:5;border-bottom:1px solid #dde1d6}.nav{height:88px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{font-size:24px;font-weight:850;letter-spacing:-1px;display:flex;align-items:center;gap:10px}.mark{display:flex;gap:3px;align-items:end;height:29px}.mark 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.hero{padding-top:66px;padding-bottom:60px}.hero h1{font-size:clamp(40px,4.6vw,64px)}.hero .eyebrow:before{content:'';display:inline-block;width:7px;height:7px;background:#87a859;border-radius:50%;margin-right:9px}.hero-links{display:flex;align-items:center;gap:22px;flex-wrap:wrap}.textlink{font-weight:700;border-bottom:1px solid #778c65;padding:8px 0}.hero-facts{display:flex;gap:28px;border-top:1px solid #d7ddcf;margin-top:30px;padding-top:20px}.hero-facts b{display:block;font-size:15px}.hero-facts span{font-size:12px;color:var(--muted)}.visual{height:490px;border-radius:120px 12px 12px 12px;background:radial-gradient(ellipse at 90% 10%,#39705b,transparent 55%),#123d32}.orb{position:absolute;width:58px;height:58px;border:1px solid #b8d78c55;transform:rotate(45deg);top:100px;left:54px}.visual .caption{font-size:11px}.detail-link{display:inline-block;margin-top:20px;font-weight:700;font-size:14px;color:var(--green)}.route-panel{background:#fff;border:1px solid #d9e2d1;border-radius:12px;overflow:hidden;display:grid;grid-template-columns:290px 1fr;min-height:350px}.route-options{background:#e9eedf;padding:20px;display:flex;flex-direction:column;gap:9px}.route-options button{background:transparent;color:var(--green);border:1px solid transparent;text-align:left;border-radius:6px;cursor:pointer;padding:18px;font-weight:700}.route-options button[aria-selected=true]{background:var(--green);color:white}.route-content{padding:38px 42px}.route-content h3{font-size:28px;margin:10px 0 14px;letter-spacing:-1px}.route-content p{color:var(--muted)}.checklist{display:flex;gap:8px;flex-wrap:wrap;margin:24px 0}.checklist span{background:#f0f3e9;border-radius:4px;font-size:13px;padding:8px 12px}.note{font-size:12px;color:var(--muted)}.deep-section{background:#fff}.deep-row{display:grid;grid-template-columns:80px 1fr 1fr;gap:35px;padding:42px 0;border-top:1px solid #dfe5d9;scroll-margin-top:100px}.deep-no{font-size:38px;font-weight:400;color:#a3b58e}.deep-row h3{font-size:28px;letter-spacing:-1px;line-height:1.4;margin:0 0 12px}.deep-row p{color:var(--muted);font-size:15px}.deep-row ul{padding:0;margin:0;list-style:none}.deep-row li{padding:12px 0;border-bottom:1px solid #e7ebdf;font-size:15px}.deep-row li:before{content:'↗';color:#769357;margin-right:12px}.deep-label{font-size:11px;letter-spacing:2px;color:#6b8157;margin-bottom:13px}.case-grid{display:grid;grid-template-columns:1.1fr 1fr 1fr;gap:18px}.case{background:#e9eedf;padding:30px;border-radius:8px}.case:first-child{background:#173f34;color:#fff}.case .pill{font-size:11px;letter-spacing:1px;border:1px solid #94a780;padding:5px 9px;display:inline-block;margin-bottom:30px;border-radius:3px}.case h3{font-size:23px;line-height:1.45;margin:0 0 20px}.case p{font-size:15px;opacity:.78}.case .direction{margin-top:25px;padding-top:20px;border-top:1px solid #8fa17d66;font-size:14px}.prepare{display:grid;grid-template-columns:1fr 1fr;gap:55px;margin-top:65px;background:#e9eedf;border-radius:8px;padding:35px}.prepare h3{font-size:24px;margin:0 0 12px}.prepare p{font-size:15px;color:var(--muted)}.docs{display:grid;grid-template-columns:1fr 1fr;gap:8px}.docs span{background:#fff;padding:13px;font-size:14px;border-radius:4px}.cta-band{background:var(--lime);padding:35px 0}.cta-inner{display:flex;justify-content:space-between;gap:30px;align-items:center}.cta-inner h3{font-size:25px;margin:0 0 5px}.cta-inner p{margin:0;font-size:15px}.cta-inner a{font-size:30px;font-weight:800;white-space:nowrap}.contact-number{font-size:32px;font-weight:800;color:var(--green);display:block;margin:20px 0}.consult{border:1px solid #ccd7bf}.proofline{display:inline-flex;gap:8px;background:#e7eedb;color:#4c6c39;padding:7px 12px;border-radius:25px;font-size:12px;margin-bottom:16px}.mobilebar{display:none}details[open]{background:#f7f9f3;padding:23px 18px}.faq{max-width:950px}.section-head h2{margin-bottom:0}
@media(max-width:800px){.hero{padding-top:36px}.hero-facts{gap:20px}.visual{height:350px}.route-panel{grid-template-columns:1fr}.route-options{flex-direction:row;flex-wrap:wrap;padding:12px;gap:6px}.route-options button{flex:1 1 40%;padding:12px;font-size:13px}.route-content{padding:26px}.route-content h3{font-size:23px}.deep-row{grid-template-columns:42px 1fr;gap:14px;padding:30px 0}.deep-row>div:last-child{grid-column:2}.deep-row h3{font-size:24px}.deep-no{font-size:29px}.case-grid{grid-template-columns:1fr}.case .pill{margin-bottom:18px}.prepare{grid-template-columns:1fr;gap:15px;padding:25px}.docs{grid-template-columns:1fr 1fr}.docs span{font-size:12px}.cta-inner{display:block}.cta-inner a{font-size:28px;display:block;margin-top:15px}.cta-inner h3{font-size:21px}.mobilebar{position:fixed;bottom:0;left:0;right:0;display:flex;z-index:8;background:white;border-top:1px solid #d3ddc7;padding:10px 16px;gap:10px}.mobilebar a{flex:1;text-align:center;padding:10px;border-radius:4px;font-size:14px;font-weight:750;background:#e9eedf}.mobilebar a:last-child{background:var(--green);color:white}footer{padding-bottom:100px}.hero-links{gap:14px}.hero-links .btn{font-size:14px}.hero-facts b{font-size:13px}.hero-facts span{font-size:11px}}
.fund-guide{background:#e9eedf}.fund-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:15px}.fund-tile{background:white;border-radius:8px;padding:27px 23px;border-top:3px solid #789a53}.fund-icon{font-size:26px;display:block;margin-bottom:18px;color:#67884c}.fund-tile h3{font-size:23px;letter-spacing:-1px;margin:0 0 14px}.fund-tile p{font-size:15px;color:var(--muted)}.fund-tile small{display:block;font-size:12px;color:#63764f;border-top:1px solid #e0e7d7;padding-top:15px}.compare-wrap{overflow:auto}.compare{width:100%;border-collapse:collapse;margin-top:30px;background:white;font-size:15px}.compare th,.compare td{text-align:left;padding:17px 20px;border-bottom:1px solid #dce4d1}.compare th{background:#dce6cf;color:var(--green);white-space:nowrap}.compare td:first-child{font-weight:750;white-space:nowrap}.output-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:30px}.output{padding:25px;border:1px solid #dce4d1;border-radius:8px;background:white}.output b{display:block;font-size:20px;margin:10px 0}.output p{font-size:15px;color:var(--muted);margin:0}.calc-panel{background:var(--green);color:white;display:grid;grid-template-columns:1fr 1fr;border-radius:12px;overflow:hidden}.calc-form{padding:40px}.calc-form h3{font-size:28px;line-height:1.4;margin:0 0 25px}.calc-inputs{display:grid;grid-template-columns:1fr 1fr;gap:18px}.calc-inputs label{font-size:13px;color:#d3dfcf}.calc-inputs input{margin:8px 0 0}.calc-summary{padding:40px;background:#1d4c3f;display:flex;flex-direction:column;justify-content:center}.calc-summary .big{font-size:40px;font-weight:750;letter-spacing:-1px;color:var(--lime);margin:8px 0 25px}.calc-line{display:flex;justify-content:space-between;padding:12px 0;border-bottom:1px solid #ffffff25;font-size:14px}.calc-summary .note{color:#b8cebb;font-size:12px;margin-top:20px}.official{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.official a{background:white;border:1px solid #dce4d1;padding:24px;border-radius:8px;transition:transform .2s}.official a:hover{transform:translateY(-3px);border-color:#7b9856}.official b{font-size:18px;display:block;margin-bottom:8px}.official span{font-size:14px;color:var(--muted)}.contact-ribbon{background:#123d32;color:#cfdfcb;font-size:12px;padding:8px 0}.contact-ribbon .wrap{display:flex;justify-content:space-between}.contact-ribbon a{color:var(--lime);font-weight:700}.consult{background:#e5edda}.section{padding:80px 0}.hero h1{font-size:clamp(38px,4.1vw,56px)}.hero{grid-template-columns:1.2fr 1fr}.nav{height:80px}.shortcuts{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:25px}.shortcuts a{padding:17px;border:1px solid #cad8b8;border-radius:5px;font-size:14px;background:#f6f8f0;font-weight:700}.shortcuts a span{float:right}.notice-box{border-left:3px solid #8eaa64;padding:15px 20px;background:#f0f4e9;font-size:14px;margin-top:25px;color:#556748}.phone-primary{font-size:15px}.hero-facts{gap:20px}
@media(max-width:900px){.fund-grid{grid-template-columns:1fr 1fr}.official{grid-template-columns:1fr 1fr}.output-grid{grid-template-columns:1fr}.calc-panel{grid-template-columns:1fr}.hero{grid-template-columns:1fr}.hero h1{font-size:42px}.calc-form,.calc-summary{padding:28px}.shortcuts{grid-template-columns:1fr}.contact-ribbon{font-size:10px}.section{padding:60px 0}}@media(max-width:480px){.fund-grid,.official{grid-template-columns:1fr}.fund-tile{padding:23px}.calc-summary .big{font-size:32px}.calc-inputs{gap:12px}.compare{font-size:13px}.compare td,.compare th{padding:13px}.hero h1{font-size:37px}}

/* Cool neutral background palette */
:root{--paper:#f1f5f8;--ink:#18332f;--muted:#617273}
body{background:var(--paper)}header{background:#f7fafcf2;border-color:#d9e4e9}.hero{background:transparent}.strip{border-color:#d6e2e7}.fund-guide{background:#e3edf2}.route-options{background:#e6eef2}.checklist span{background:#edf3f6}.case{background:#e5eef1}.prepare{background:#e2ecef}.consult{background:#e0eeec;border-color:#bfd5d0}.docs span,.card,.official a,.output{background:#fff}.compare th{background:#d5e5e9}.shortcuts a{background:#f5f9fb;border-color:#c8dade}.notice-box{background:#e6f0f1}.proofline{background:#d9e9e5}details[open]{background:#edf5f7}.section[style*="background:#f0f3e9"]{background:#e7f0f4!important}.mobilebar{background:#f8fbfd}.mobilebar a{background:#e3edf2}

/* Bright white and fresh mint */
:root{--paper:#fff;--green:#087e68;--ink:#173e35;--muted:#59736c;--lime:#d7fa8d}
body{background:#fff}header{background:#fffffff5;border-color:#e3f1eb}.contact-ribbon{background:#e1fbef;color:#246751}.contact-ribbon a{color:#08745d}.hero{background:radial-gradient(ellipse at 85% 25%,#e8fff2 0,transparent 65%)}h1 em{color:#0b9d79}.visual{background:radial-gradient(ellipse at 80% 10%,#f2ffe2,transparent 70%),linear-gradient(135deg,#c4f7df,#e9fff3);color:#155b47;box-shadow:0 18px 55px #2eaa7b12}.visual:before,.visual:after{border-color:#39ab7a25}.visual .caption{color:#45856b}.orb{border-color:#48b18055}.steps-art div{background:linear-gradient(115deg,#0fae85,#6bdb9d);box-shadow:10px 9px 0 #46b88a35;color:#fff}.strip{border-color:#e1f0e7}.fund-guide{background:#f0fff6}.fund-tile{border-top-color:#39c896}.fund-tile small{color:#3f7a60}.route-options{background:#effcf6}.checklist span{background:#edfbee}.route-panel,.card,.official a,.output{border-color:#dcefe3}.philosophy{background:#e5fbef;color:#174e3d}.philosophy .eyebrow{color:#17835d}.philosophy p{color:#426f5b}.principle{border-color:#bde6cb}.principle b{color:#0b956b}.case{background:#f1ffef}.case:first-child{background:#d5f8e5;color:#174e3d}.case .pill{border-color:#8bcca8}.case .direction{border-color:#afdcbc}.prepare{background:#f0fff4}.consult{background:linear-gradient(120deg,#f0fff4,#e5fff4);border-color:#d1eedb}.compare th{background:#def8e8}.shortcuts a{background:#fff;border-color:#c7e9d4}.notice-box{background:#edfff3;border-color:#43bb84}.proofline{background:#d7f6e5}.section[style*="background:#f0f3e9"]{background:#f2fff7!important}.calc-panel{background:#eefff5;color:#174e3d;border:1px solid #cfeddc}.calc-inputs label{color:#426e58}.calc-summary{background:#dbf9e8}.calc-summary .big{color:#08775d}.calc-summary .note{color:#527563}.calc-line{border-color:#bde5ce}.cta-band{background:#e4ffbd}.cta-inner{color:#25633f}.btn.light{background:#087e68;color:#fff}.mobilebar{background:#fff}.mobilebar a{background:#e7fced}details[open]{background:#f1fff6}.eyebrow{color:#438564}.fund-icon{color:#16a978}.textlink{border-color:#70bf9d}footer{background:#fcfffd}

/* Bright blue palette */
:root{--paper:#fff;--green:#1769d2;--ink:#183653;--muted:#5c748a;--lime:#d9edff}
body{background:#fff;color:var(--ink)}header{background:#fffffff5;border-color:#e0edfb}.contact-ribbon{background:#e7f3ff;color:#315f8e}.contact-ribbon a{color:#1261bd}.hero{background:radial-gradient(ellipse at 85% 25%,#edf7ff 0,transparent 65%)}h1 em{color:#227de6}.visual{background:radial-gradient(ellipse at 80% 10%,#f4fbff,transparent 70%),linear-gradient(135deg,#cde8ff,#eaf6ff);color:#24558a;box-shadow:0 18px 55px #2684df12}.visual:before,.visual:after{border-color:#3997dd25}.visual .caption{color:#5283ac}.orb{border-color:#65a9dc55}.steps-art div{background:linear-gradient(115deg,#2580e1,#71baff);box-shadow:10px 9px 0 #4597dc35;color:#fff}.strip{border-color:#dfebf6}.fund-guide{background:#f0f8ff}.fund-tile{border-top-color:#4c9cf0}.fund-tile small,.tags{color:#477cae}.fund-icon{color:#2a83df}.route-options{background:#eef6ff}.checklist span{background:#edf5ff}.route-panel,.card,.official a,.output{border-color:#dce9f7}.philosophy{background:#e8f4ff;color:#234e7b}.philosophy .eyebrow{color:#3378bc}.philosophy p{color:#4e7398}.principle{border-color:#c1dcf6}.principle b{color:#2575cc}.case{background:#f0f7ff}.case:first-child{background:#dceeff;color:#234e7b}.case .pill{border-color:#99bfe4}.case .direction{border-color:#bdd8f0}.prepare{background:#eef7ff}.consult{background:linear-gradient(120deg,#f1f8ff,#e6f3ff);border-color:#cee3f8}.compare th{background:#deeeff;color:#225b93}.shortcuts a{background:#fff;border-color:#c8def5}.notice-box{background:#edf6ff;border-color:#4a92dc;color:#486d91}.proofline{background:#dceeff;color:#3c6c9d}.section[style*="background:#f0f3e9"]{background:#f2f8ff!important}.calc-panel{background:#eff7ff;color:#234e7b;border-color:#cee2f6}.calc-inputs label{color:#4e7197}.calc-summary{background:#deefff}.calc-summary .big{color:#1769d2}.calc-summary .note{color:#56799b}.calc-line{border-color:#bcd8f2}.cta-band{background:#deefff}.cta-inner{color:#245d94}.btn.light{background:#1769d2;color:#fff}.mobilebar{background:#fff}.mobilebar a{background:#e7f2ff}details[open]{background:#f1f8ff}.eyebrow{color:#5283ac}.textlink{border-color:#82b5e8}footer{background:#fcfdff}.num,.process span{color:#558ac1}.process article{border-color:#99bee4}.deep-no{color:#8fb3d8}.deep-label{color:#5583b3}.hero .eyebrow:before{background:#4b9aeb}.status{color:#4a75a1}
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